26. BORROWINGS (CONTINUED)
The effective interest rates during the financial year for borrowings, and the remaining maturities of the loans and borrowings
as at 31 December 2013 are as follows:
Functional
currency/
currency
exposure
Interest
rate/
profit
Effective
interest
rate/
profit %
per annum
at the
end of the
period
Maturity profile
Total
carrying
amount
<1 year 1-2 years 2-3 years 3-4 years 4-5 years > 5 years
RM'000
RM'000
RM'000
RM'000
RM'000
RM'000
RM'000
2013
Group
Islamic commercial papers
(unsecured)
RM/RM Floating
3.66 499,000
–
–
–
–
– 499,000
Term loans (secured):
– Conventional
RM/RM Floating
4.40
2,444
3,829
3,058
3,125
3,227 38,322 54,005
– Hiwalah
RM/RM Fixed
5.21
–
8,989 15,410 15,410 15,410 21,829 77,048
– Al-Ijarah
RM/RM Fixed
2.83
4,683
3,377
3,227
1,701
–
– 12,988
Revolving credits (unsecured):
– Conventional
RM/RM Floating
3.25 55,900
–
–
–
–
– 55,900
– Al-Amin
RM/RM Floating
4.38 277,027
–
–
–
–
– 277,027
Hire purchase and finance
lease liabilities:
– Conventional
RM/RM Fixed
3.28
1,912
1,781
1,260
152
152
38
5,295
– Bai Al-Inah
RM/RM Fixed
3.55
8,516
8,834
6,868
6,819
4,856
2,196 38,089
Bank overdrafts (unsecured)
RM/RM Floating
7.56
8,140
–
–
–
–
–
8,140
857,622 26,810 29,823 27,207 23,645 62,385 1,027,492
Company
Revolving credits (unsecured):
– Al-Amin
RM/RM Floating
4.30 275,000
–
–
–
–
– 275,000
273
Notes to the
Financial Statements
For the financial year ended 31 December 2014 (continued)
KPJ Healthcare Berhad annual report
2014
