26. BORROWINGS (CONTINUED)
The effective interest rates during the financial year for borrowings, and the remaining maturities of the loans and borrowings
as at 31 December 2014 are as follows:
Functional
currency/
currency
exposure
Interest
rate/
profit
Effective
interest
rate/
profit %
per annum
at the
end of the
period
Maturity profile
Total
carrying
amount
<1 year 1-2 years 2-3 years 3-4 years 4-5 years > 5 years
RM'000
RM'000
RM'000
RM'000
RM'000
RM'000
RM'000
2014
Group
Bridging loan
RM/RM Floating
5.51 449,000
–
–
–
–
– 449,000
Term loans (secured):
– Conventional
RM/RM Floating
5.39 38,506
3,159
3,444
3,494
2,874 29,805 81,282
– Hiwalah
RM/RM Fixed
7.29 11,259 21,900 21,926 21,957 21,986 17,792 116,820
– Al-Ijarah
RM/RM Fixed
2.83
–
–
–
–
–
–
–
– Murabahah
RM/RM Floating
5.38
7,416 10,815 11,948 15,347 16,480 97,232 159,238
Revolving credits (unsecured):
– Conventional
RM/RM Floating
4.04 50,000
–
–
–
–
– 50,000
– Al-Amin
RM/RM Floating
4.63 327,500
–
–
–
–
– 327,500
Hire purchase and finance
lease liabilities:
– Conventional
RM/RM Fixed
4.46
5,235
5,457
5,823
4,479
744
– 21,738
– Bai Al-Inah
RM/RM Fixed
3.12 11,278
8,607
7,564
2,609
22
3 30,083
Bank overdrafts (unsecured)
RM/RM Floating
7.77 15,727
–
–
–
–
– 15,727
915,921 49,938 50,705 47,886 42,106 144,832 1,251,388
Company
Revolving credits (unsecured):
– Al-Amin
RM/RM Floating
4.63 250,000
–
–
–
–
– 250,000
272
KPJ Healthcare Berhad annual report
2014
Notes to the
Financial Statements
For the financial year ended 31 December 2014 (continued)
